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Loan Product Details - Intelligent Lending Malawi
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Personal Loan

Our Personal Loan Facility provides quick and flexible access to funds of up to MK500,000, designed to meet urgent personal needs such as school fees, medical bills, or household expenses.

Loan Features

Loan Amount

MK 100,000 to MK 500,000

Repayment Period

3 to 6 months

Interest Rate

25.00% - 6.00% / Month

Key Benefits

Repeat Access: Eligible clients can top-up or reapply
Simple Requirements: Easy documentation, no hassle
Quick Processing: Fast approval & disbursement
Loan Amounts: Up to MK500,000

Requirements

  • National ID Copy (Optional)
  • Latest Payslip/Proof of Income (Optinal)

Penalties & Fees

Application Process

  1. Create Account
  2. Select Loan of your choice
  3. Complete application form
  4. Submit required documents
  5. Application review
  6. Business assessment visit (SME and Tradelenda Loans)
  7. Acceptance and disbursement

Processing Time: 5-10 business days after submission of complete documentation

Loan Summary

Loan Product Personal Loan
Interest Rate 25.00% - 6.00% / Month
Maximum Amount MK 500,000
Repayment Period Up to 6 months

Good to know

Kindly make sure you have all the required documents before continuing with your application.

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